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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS4 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $43,303 |
RATHER & KITTRELL, INC.7 years Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $2,640 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,855 | $82,133-2.8% | $147,318-45.8% | $64,097+24.6% |
| Participation rate | 92.0% | 62.3%+29.8pp | 82.1%+10.0pp | 55.2%+36.8pp |
| Annual return | 14.83% | 78.78%-63.9pp | 70.43%-55.6pp | 34.64%-19.8pp |
| Employer contribution / active EE | $2,318 | $2,872-19.3% | $4,593-49.5% | $1,891+22.6% |
| Participant deferral / active EE | $6,538 | $5,407+20.9% | $7,906-17.3% | $3,080+112.3% |
| Admin fee / account holder | $438 | $3,730-88.3% | $13,708-96.8% | $3,454-87.3% |