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| Provider | Service type | Compensation |
|---|---|---|
UNIFIED TRUST COMPANY, N.A.2 years Filed as: UNIFIED TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $38,807 |
RATHER & KITTRELL, INC.1 year Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $5,135 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,969 | $89,652-44.3% | $141,191-64.6% | $65,185-23.3% |
| Participation rate | 91.8% | 74.7%+17.1pp | 82.5%+9.3pp | 70.2%+21.6pp |
| Annual return | 19.72% | 32.79%-13.1pp | 71.41%-51.7pp | 29.38%-9.7pp |
| Employer contribution / active EE | $1,659 | $3,065-45.9% | $4,736-65.0% | $2,177-23.8% |
| Participant deferral / active EE | $4,119 | $5,691-27.6% | $6,710-38.6% | $3,514+17.2% |
| Admin fee / account holder | $367 | $569-35.5% | $10,264-96.4% | $847-56.7% |