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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $36,360 |
RATHER & KITTRELL, INC.4 years Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $1,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,258 | $84,493-22.8% | $125,381-48.0% | $66,938-2.5% |
| Participation rate | 86.4% | 76.4%+10.0pp | 82.4%+4.0pp | 69.8%+16.6pp |
| Annual return | -11.98% | -8.49%-3.5pp | 572.31%-584.3pp | 1.58%-13.6pp |
| Employer contribution / active EE | $2,067 | $3,554-41.8% | $4,815-57.1% | $2,545-18.8% |
| Participant deferral / active EE | $5,367 | $6,783-20.9% | $7,448-27.9% | $4,238+26.6% |
| Admin fee / account holder | $454 | $685-33.7% | $10,007-95.5% | $594-23.5% |