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| Provider | Service type | Compensation |
|---|---|---|
UNIFIED TRUST COMPANY, N.A.3 years Filed as: UNIFIED TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $35,269 |
RATHER & KITTRELL, INC.2 years Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $5,020 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,682 | $99,957-42.3% | $149,730-61.5% | $73,493-21.5% |
| Participation rate | 89.8% | 75.7%+14.1pp | 82.5%+7.3pp | 70.7%+19.1pp |
| Annual return | 9.79% | 53.87%-44.1pp | 276.70%-266.9pp | 28.51%-18.7pp |
| Employer contribution / active EE | $1,696 | $3,191-46.9% | $4,645-63.5% | $2,270-25.3% |
| Participant deferral / active EE | $4,309 | $6,073-29.0% | $6,843-37.0% | $3,740+15.2% |
| Admin fee / account holder | $384 | $551-30.3% | $9,310-95.9% | $513-25.1% |