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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,143 | $85,766+252.3% | $136,298+121.7% | $70,126+330.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.50% | 31.46%-17.0pp | 5156.27%-5141.8pp | 73.15%-58.6pp |
| Employer contribution / active EE | $2,385 | $2,966-19.6% | $4,696-49.2% | $2,343+1.8% |
| Participant deferral / active EE | $12,741 | $5,051+152.2% | $6,247+103.9% | $3,332+282.4% |
| Admin fee / account holder | $15,077 | $5,421+178.1% | $9,244+63.1% | $4,645+224.5% |