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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,795 | $89,370+351.8% | $141,197+186.0% | $72,976+453.3% |
| Participation rate | 93.1% | 75.1%+18.0pp | 82.5%+10.6pp | 69.5%+23.6pp |
| Annual return | 21.65% | 111.88%-90.2pp | 71.41%-49.8pp | 81.02%-59.4pp |
| Employer contribution / active EE | $2,925 | $3,115-6.1% | $4,736-38.2% | $2,440+19.9% |
| Participant deferral / active EE | $12,718 | $5,419+134.7% | $6,710+89.5% | $3,608+252.5% |
| Admin fee / account holder | $21,855 | $5,957+266.9% | $10,265+112.9% | $5,124+326.5% |