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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,430 | $76,551+232.4% | $123,894+105.4% | $62,881+304.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.84% | 18.68%-13.8pp | 47.52%-42.7pp | 20.14%-15.3pp |
| Employer contribution / active EE | $3,125 | $2,882+8.4% | $4,617-32.3% | $2,281+37.0% |
| Participant deferral / active EE | $10,864 | $4,840+124.5% | $5,984+81.6% | $3,203+239.2% |
| Admin fee / account holder | $10,839 | $4,826+124.6% | $8,357+29.7% | $4,296+152.3% |