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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,542 | $105,200+467.1% | $159,474+274.1% | $85,847+594.9% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 18.39% | 45.08%-26.7pp | 263.68%-245.3pp | 318.61%-300.2pp |
| Employer contribution / active EE | $3,093 | $3,319-6.8% | $4,831-36.0% | $2,565+20.6% |
| Participant deferral / active EE | $13,751 | $5,946+131.3% | $7,353+87.0% | $3,952+247.9% |
| Admin fee / account holder | $26,288 | $6,934+279.1% | $10,802+143.4% | $6,261+319.9% |