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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,161 | $115,780+78.1% | $101,255+103.6% | $158,931+29.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.86% | 56.14%-39.3pp | 46.48%-29.6pp | 302.86%-286.0pp |
| Employer contribution / active EE | $6,122 | $4,175+46.6% | $3,660+67.3% | $4,761+28.6% |
| Participant deferral / active EE | $6,335 | $4,958+27.8% | $4,370+45.0% | $5,982+5.9% |
| Admin fee / account holder | $619 | $7,246-91.5% | $5,946-89.6% | $11,247-94.5% |