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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,058 | $124,351+86.6% | $109,188+112.5% | $167,553+38.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.89% | 26.04%-11.2pp | 25.76%-10.9pp | 478.89%-464.0pp |
| Employer contribution / active EE | $10,198 | $4,210+142.2% | $3,723+173.9% | $4,840+110.7% |
| Participant deferral / active EE | $7,253 | $5,257+38.0% | $4,654+55.8% | $6,343+14.4% |
| Admin fee / account holder | $754 | $7,975-90.5% | $6,755-88.8% | $12,316-93.9% |