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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,652 | $107,368+55.2% | $92,915+79.4% | $152,909+9.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 22.13% | 145.64%-123.5pp | 109.45%-87.3pp | 345.46%-323.3pp |
| Employer contribution / active EE | $2,668 | $4,222-36.8% | $3,653-27.0% | $4,764-44.0% |
| Participant deferral / active EE | $5,542 | $4,848+14.3% | $4,238+30.8% | $5,851-5.3% |
| Admin fee / account holder | $6,698 | $7,082-5.4% | $5,796+15.6% | $11,601-42.3% |