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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,018 | $106,280+122.1% | $96,538+144.5% | $139,487+69.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.19% | 38.48%-24.3pp | 35.74%-21.5pp | 373.84%-359.6pp |
| Employer contribution / active EE | $10,149 | $4,107+147.1% | $3,740+171.4% | $4,755+113.5% |
| Participant deferral / active EE | $7,330 | $5,457+34.3% | $4,880+50.2% | $6,713+9.2% |
| Admin fee / account holder | $759 | $7,888-90.4% | $6,737-88.7% | $11,407-93.3% |