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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,956 | $76,551+345.4% | $123,894+175.2% | $62,881+442.2% |
| Participation rate | 96.2% | 73.0%+23.2pp | 81.4%+14.8pp | 69.3%+26.9pp |
| Annual return | 8.16% | 18.68%-10.5pp | 47.52%-39.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $19,360 | $2,882+571.7% | $4,617+319.4% | $2,281+748.8% |
| Participant deferral / active EE | $13,763 | $4,840+184.4% | $5,984+130.0% | $3,203+329.7% |
| Admin fee / account holder | $6,201 | $4,826+28.5% | $8,357-25.8% | $4,296+44.4% |