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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,771 | $82,678+424.6% | $125,391+245.9% | $68,490+533.3% |
| Participation rate | 97.5% | 75.1%+22.4pp | 82.4%+15.1pp | 67.9%+29.6pp |
| Annual return | -1.03% | -5.97%+4.9pp | 572.41%-573.4pp | -7.85%+6.8pp |
| Employer contribution / active EE | $20,672 | $3,382+511.2% | $4,816+329.3% | $2,597+696.1% |
| Participant deferral / active EE | $14,225 | $6,111+132.8% | $7,448+91.0% | $4,028+253.2% |
| Admin fee / account holder | $40,591 | $6,277+546.6% | $10,009+305.6% | $5,403+651.3% |