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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,746 | $77,817+340.5% | $123,553+177.4% | $64,173+434.1% |
| Participation rate | 97.2% | 74.7%+22.5pp | 82.3%+14.9pp | 69.6%+27.6pp |
| Annual return | -5.92% | 12.49%-18.4pp | 119.21%-125.1pp | 7.63%-13.6pp |
| Employer contribution / active EE | $18,907 | $3,014+527.3% | $4,628+308.5% | $2,381+694.1% |
| Participant deferral / active EE | $12,601 | $5,240+140.5% | $6,426+96.1% | $3,470+263.2% |
| Admin fee / account holder | $457 | $5,519-91.7% | $9,284-95.1% | $4,887-90.7% |