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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,426 | $72,177+335.6% | $115,038+173.3% | $59,633+427.3% |
| Participation rate | 98.0% | 72.6%+25.5pp | 81.4%+16.7pp | 68.7%+29.4pp |
| Annual return | -0.49% | 12.02%-12.5pp | 26.14%-26.6pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $20,432 | $2,841+619.1% | $4,608+343.4% | $2,203+827.6% |
| Participant deferral / active EE | $13,483 | $4,783+181.9% | $6,026+123.7% | $3,192+322.4% |
| Admin fee / account holder | $3,969 | $4,927-19.4% | $8,175-51.4% | $4,297-7.6% |