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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,147 | $232,540+1.6% | $185,117+27.6% | $147,586+60.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 25.50% | 43.03%-17.5pp | 40.50%-15.0pp | 578.59%-553.1pp |
| Employer contribution / active EE | $3,637 | $5,195-30.0% | $4,182-13.0% | $4,876-25.4% |
| Participant deferral / active EE | $9,941 | $5,834+70.4% | $5,045+97.0% | $5,439+82.8% |
| Admin fee / account holder | $342 | $10,275-96.7% | $8,159-95.8% | $10,886-96.9% |