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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,763 | $197,819+58.6% | $155,789+101.4% | $125,389+150.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -0.98% | 86.73%-87.7pp | 71.54%-72.5pp | 282.24%-283.2pp |
| Employer contribution / active EE | $3,579 | $4,850-26.2% | $3,839-6.8% | $4,866-26.5% |
| Participant deferral / active EE | $9,212 | $5,631+63.6% | $4,798+92.0% | $5,352+72.1% |
| Admin fee / account holder | $37,341 | $9,544+291.3% | $7,477+399.4% | $9,541+291.4% |