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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,257 | $226,135+0.5% | $182,558+24.5% | $152,909+48.6% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.0%+3.8pp | 82.5%-0.6pp |
| Annual return | 25.79% | 192.60%-166.8pp | 148.59%-122.8pp | 345.46%-319.7pp |
| Employer contribution / active EE | $3,228 | $4,979-35.2% | $4,076-20.8% | $4,764-32.2% |
| Participant deferral / active EE | $9,717 | $6,371+52.5% | $5,526+75.8% | $5,851+66.1% |
| Admin fee / account holder | $744 | $10,707-93.1% | $8,594-91.3% | $11,601-93.6% |