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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,451 | $84,236-80.5% | $170,435-90.3% | $70,126-76.5% |
| Participation rate | 43.5% | 70.8%-27.4pp | 83.6%-40.1pp | 69.5%-26.1pp |
| Annual return | 27.84% | 23.06%+4.8pp | 205.94%-178.1pp | 73.15%-45.3pp |
| Employer contribution / active EE | $1,617 | $3,387-52.3% | $5,432-70.2% | $2,343-31.0% |
| Participant deferral / active EE | $3,090 | $3,086+0.1% | $4,939-37.4% | $3,332-7.3% |
| Admin fee / account holder | $1,238 | $5,698-78.3% | $13,881-91.1% | $4,645-73.3% |