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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,672 | $85,171-82.8% | $172,753-91.5% | $72,976-79.9% |
| Participation rate | 57.7% | 70.1%-12.4pp | 82.6%-25.0pp | 69.5%-11.8pp |
| Annual return | 28.22% | 27.32%+0.9pp | 803.00%-774.8pp | 81.02%-52.8pp |
| Employer contribution / active EE | $1,492 | $3,324-55.1% | $5,144-71.0% | $2,440-38.8% |
| Participant deferral / active EE | $2,694 | $3,260-17.4% | $5,198-48.2% | $3,608-25.3% |
| Admin fee / account holder | $1,072 | $5,880-81.8% | $13,956-92.3% | $5,124-79.1% |