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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,958 | $58,895-61.0% | $178,503-87.1% | $73,497-68.8% |
| Participation rate | 48.7% | 66.2%-17.5pp | 81.9%-33.2pp | 70.7%-22.0pp |
| Annual return | 30.17% | 24.86%+5.3pp | 151.12%-120.9pp | 28.51%+1.7pp |
| Employer contribution / active EE | $1,273 | $2,236-43.1% | $5,011-74.6% | $2,270-43.9% |
| Participant deferral / active EE | $2,189 | $2,567-14.7% | $5,202-57.9% | $3,740-41.5% |
| Admin fee / account holder | $881 | $400+120.0% | $13,987-93.7% | $513+71.7% |