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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,508 | $77,638-89.0% | $156,551-94.6% | $62,881-86.5% |
| Participation rate | 60.0% | 71.2%-11.2pp | 84.0%-24.0pp | 69.3%-9.3pp |
| Annual return | 41.20% | 50.33%-9.1pp | 32.23%+9.0pp | 20.14%+21.1pp |
| Employer contribution / active EE | $1,351 | $3,444-60.8% | $5,501-75.4% | $2,281-40.8% |
| Participant deferral / active EE | $2,447 | $3,046-19.6% | $4,871-49.8% | $3,203-23.6% |
| Admin fee / account holder | $63 | $5,561-98.9% | $13,028-99.5% | $4,296-98.5% |