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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,796 | $159,934-35.7% | $147,005-30.1% | $145,959-29.6% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 9.73% | 98.24%-88.5pp | 418.76%-409.0pp | 561.95%-552.2pp |
| Employer contribution / active EE | $6,967 | $5,287+31.8% | $4,934+41.2% | $4,661+49.5% |
| Participant deferral / active EE | $7,411 | $8,427-12.1% | $8,070-8.2% | $6,689+10.8% |
| Admin fee / account holder | $1,893 | $15,053-87.4% | $13,006-85.4% | $13,398-85.9% |