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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,744 | $109,863+67.2% | $98,477+86.6% | $167,518+9.7% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 13.75% | 1958.09%-1944.3pp | 1493.59%-1479.8pp | 478.71%-465.0pp |
| Employer contribution / active EE | $2,742 | $3,225-15.0% | $2,961-7.4% | $4,838-43.3% |
| Participant deferral / active EE | $6,282 | $4,673+34.4% | $4,276+46.9% | $6,342-0.9% |
| Admin fee / account holder | $10,346 | $6,755+53.2% | $5,951+73.8% | $12,312-16.0% |