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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,488 | $96,678+70.1% | $86,640+89.9% | $139,466+17.9% |
| Participation rate | 86.7% | 74.4%+12.3pp | 71.7%+15.0pp | 80.3%+6.3pp |
| Annual return | 14.68% | 106.69%-92.0pp | 592.52%-577.8pp | 373.66%-359.0pp |
| Employer contribution / active EE | $2,458 | $3,265-24.7% | $3,024-18.7% | $4,754-48.3% |
| Participant deferral / active EE | $5,689 | $4,837+17.6% | $4,438+28.2% | $6,712-15.2% |
| Admin fee / account holder | $11,221 | $6,410+75.1% | $5,616+99.8% | $11,409-1.6% |