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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,443 | $100,938+30.2% | $90,461+45.3% | $158,982-17.3% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 12.17% | 1727.20%-1715.0pp | 1294.76%-1282.6pp | 302.99%-290.8pp |
| Employer contribution / active EE | $2,271 | $3,691-38.5% | $3,264-30.4% | $4,763-52.3% |
| Participant deferral / active EE | $4,928 | $4,350+13.3% | $3,964+24.3% | $5,983-17.6% |
| Admin fee / account holder | $5,859 | $6,510-10.0% | $5,617+4.3% | $11,252-47.9% |