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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,435 | $88,754+99.9% | $81,820+116.9% | $145,877+21.6% |
| Participation rate | 86.7% | 75.1%+11.6pp | 72.4%+14.3pp | 80.3%+6.4pp |
| Annual return | 10.61% | 1031.77%-1021.2pp | 777.93%-767.3pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,505 | $3,085-18.8% | $2,915-14.1% | $4,663-46.3% |
| Participant deferral / active EE | $6,411 | $4,648+37.9% | $4,323+48.3% | $6,691-4.2% |
| Admin fee / account holder | $2,265 | $8,424-73.1% | $7,391-69.3% | $13,402-83.1% |