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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,016 | $93,345-59.3% | $119,126-68.1% | $87,485-56.5% |
| Participation rate | 50.0% | 68.7%-18.7pp | 75.8%-25.8pp | 68.9%-18.9pp |
| Annual return | 20.93% | 19.08%+1.9pp | 282.11%-261.2pp | 26.06%-5.1pp |
| Employer contribution / active EE | $1,409 | $3,172-55.6% | $4,034-65.1% | $2,596-45.7% |
| Participant deferral / active EE | $3,687 | $4,099-10.1% | $5,318-30.7% | $4,274-13.7% |
| Admin fee / account holder | $1,840 | $8,039-77.1% | $10,693-82.8% | $7,775-76.3% |