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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,880 | $81,476-57.2% | $102,383-65.9% | $80,925-56.9% |
| Participation rate | 60.4% | 66.8%-6.4pp | 74.5%-14.1pp | 67.7%-7.2pp |
| Annual return | 31.11% | 25.59%+5.5pp | 24.94%+6.2pp | 35.65%-4.5pp |
| Employer contribution / active EE | $1,474 | $3,105-52.5% | $3,870-61.9% | $2,756-46.5% |
| Participant deferral / active EE | $4,090 | $3,871+5.7% | $5,060-19.2% | $4,299-4.9% |
| Admin fee / account holder | $1,923 | $6,717-71.4% | $8,391-77.1% | $6,940-72.3% |