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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,728 | $97,732-92.1% | $83,831-90.8% | $135,380-94.3% |
| Participation rate | 81.0% | 80.0%+1.0pp | 76.1%+4.8pp | 82.6%-1.7pp |
| Annual return | -24.78% | 1287.56%-1312.3pp | 850.99%-875.8pp | 519.81%-544.6pp |
| Employer contribution / active EE | $1,566 | $4,222-62.9% | $3,631-56.9% | $4,779-67.2% |
| Participant deferral / active EE | $3,302 | $4,683-29.5% | $4,082-19.1% | $5,609-41.1% |
| Admin fee / account holder | $858 | $6,675-87.1% | $5,479-84.3% | $10,828-92.1% |