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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,284 | $78,670-62.8% | $109,173-73.2% | $85,847-65.9% |
| Participation rate | 44.8% | 68.3%-23.4pp | 75.9%-31.1pp | 69.3%-24.5pp |
| Annual return | 19.69% | 25.09%-5.4pp | 25.75%-6.1pp | 318.61%-298.9pp |
| Employer contribution / active EE | $1,383 | $2,734-49.4% | $3,723-62.8% | $2,565-46.1% |
| Participant deferral / active EE | $2,597 | $3,467-25.1% | $4,654-44.2% | $3,952-34.3% |
| Admin fee / account holder | $2,995 | $5,469-45.2% | $6,755-55.7% | $6,261-52.2% |