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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,339 | $73,978-69.8% | $96,515-76.9% | $75,173-70.3% |
| Participation rate | 68.4% | 66.4%+2.0pp | 74.3%-5.9pp | 67.2%+1.2pp |
| Annual return | 24.51% | 26.72%-2.2pp | 35.73%-11.2pp | 160.72%-136.2pp |
| Employer contribution / active EE | $1,915 | $2,931-34.6% | $3,740-48.8% | $2,671-28.3% |
| Participant deferral / active EE | $3,880 | $3,660+6.0% | $4,880-20.5% | $4,126-6.0% |
| Admin fee / account holder | $646 | $5,219-87.6% | $6,735-90.4% | $5,651-88.6% |