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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,706 | $96,558-35.1% | $80,977-22.6% | $273,972-77.1% |
| Participation rate | 50.0% | 79.1%-29.1pp | 75.8%-25.8pp | 83.0%-33.0pp |
| Annual return | 8.06% | 15.14%-7.1pp | 17.11%-9.0pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,808 | $4,869-62.9% | $3,715-51.3% | $4,869-62.9% |
| Participant deferral / active EE | $2,974 | $6,598-54.9% | $5,696-47.8% | $5,287-43.7% |
| Admin fee / account holder | $3,874 | $7,493-48.3% | $5,517-29.8% | $10,133-61.8% |