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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,690 | $86,701-30.0% | $73,309-17.2% | $125,389-51.6% |
| Participation rate | 46.7% | 78.6%-31.9pp | 74.9%-28.2pp | 83.2%-36.5pp |
| Annual return | 0.29% | 2.78%-2.5pp | 5.67%-5.4pp | 282.24%-281.9pp |
| Employer contribution / active EE | $1,901 | $4,152-54.2% | $3,237-41.3% | $4,866-60.9% |
| Participant deferral / active EE | $3,050 | $5,549-45.0% | $4,991-38.9% | $5,352-43.0% |
| Admin fee / account holder | $1,945 | $7,768-75.0% | $5,635-65.5% | $9,541-79.6% |