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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,480 | $124,175-27.9% | $108,405-17.5% | $167,536-46.6% |
| Participation rate | 60.0% | 82.3%-22.3pp | 80.1%-20.1pp | 82.1%-22.1pp |
| Annual return | 23.53% | 1380.13%-1356.6pp | 905.55%-882.0pp | 478.82%-455.3pp |
| Employer contribution / active EE | $1,932 | $4,188-53.9% | $3,559-45.7% | $4,839-60.1% |
| Participant deferral / active EE | $4,358 | $6,908-36.9% | $6,563-33.6% | $6,342-31.3% |
| Admin fee / account holder | $17,453 | $9,457+84.6% | $7,297+139.2% | $12,315+41.7% |