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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,218 | $107,941-31.2% | $91,994-19.3% | $152,909-51.5% |
| Participation rate | 50.0% | 81.2%-31.2pp | 78.6%-28.6pp | 82.5%-32.5pp |
| Annual return | 26.08% | 89.28%-63.2pp | 69.04%-43.0pp | 345.46%-319.4pp |
| Employer contribution / active EE | $1,847 | $4,212-56.1% | $3,453-46.5% | $4,764-61.2% |
| Participant deferral / active EE | $3,527 | $6,366-44.6% | $5,924-40.5% | $5,851-39.7% |
| Admin fee / account holder | $1,010 | $10,521-90.4% | $7,744-87.0% | $11,601-91.3% |