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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,302 | $102,385-76.3% | $147,080-83.5% | $80,935-70.0% |
| Participation rate | 82.8% | 75.9%+6.9pp | 82.2%+0.6pp | 67.7%+15.1pp |
| Annual return | 13.74% | 135.09%-121.4pp | 420.17%-406.4pp | 35.66%-21.9pp |
| Employer contribution / active EE | $979 | $3,717-73.7% | $4,933-80.1% | $2,757-64.5% |
| Participant deferral / active EE | $2,657 | $6,651-60.1% | $8,066-67.1% | $4,299-38.2% |
| Admin fee / account holder | $1,077 | $7,951-86.5% | $12,989-91.7% | $6,924-84.4% |