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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,745 | $82,674-78.5% | $125,381-85.8% | $68,486-74.1% |
| Participation rate | 74.4% | 75.1%-0.6pp | 82.4%-8.0pp | 67.9%+6.5pp |
| Annual return | -19.21% | -5.97%-13.2pp | 572.31%-591.5pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,037 | $3,382-69.3% | $4,815-78.5% | $2,597-60.1% |
| Participant deferral / active EE | $2,673 | $6,111-56.3% | $7,448-64.1% | $4,028-33.6% |
| Admin fee / account holder | $2,944 | $6,277-53.1% | $10,007-70.6% | $5,404-45.5% |