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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,268 | $93,589-79.4% | $135,942-85.8% | $75,181-74.4% |
| Participation rate | 87.8% | 75.2%+12.6pp | 81.9%+5.9pp | 67.2%+20.6pp |
| Annual return | 17.20% | 30.90%-13.7pp | 68.28%-51.1pp | 160.69%-143.5pp |
| Employer contribution / active EE | $1,000 | $3,537-71.7% | $4,858-79.4% | $2,671-62.6% |
| Participant deferral / active EE | $2,636 | $6,405-58.8% | $7,759-66.0% | $4,126-36.1% |
| Admin fee / account holder | $1,946 | $6,977-72.1% | $10,764-81.9% | $5,650-65.6% |