Filings through .
2 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
Possible retail share class: $282K
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$155K in admin expenses, $172 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
17 funds of $250K or more; 18 lines in all, holding $56.4M of the plan's $56.6M. Recordkeeper: Empower.
Target-date series: American Funds Target Date, mutual fund, 89% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| American Funds Target Date Capital Group · Mutual fund Target-date, 10 vintages | $38.4M | 68.0% |
| American Funds Target Date Capital Group · Collective trust Target-date, 1 vintage | $11.9M | 21.1% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $1.9M | 3.3% |
| Putnam Large Cap Growth Class R Franklin Templeton · Insurance contract | $1.3M | 2.4% |
| As of December 31, 2025 borrower, lessor, or Empower · Insurance contract Recordkeeper's own fund | $559K | 1.0% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $430K | 0.8% |
| Putnam Small Cap Growth Fund Class R Shares Franklin Templeton · Mutual fund | $378K | 0.7% |
| First Eagle Small Cap Opportunity CIT First Eagle · Collective trust | $349K | 0.6% |
| Clearbridge International Growth IS Franklin Templeton · Other | $270K | 0.5% |
| Great Gray Large Cap Value Fund Class R1 Manager not matched · Mutual fund Possible retail class R1 | $201K | 0.4% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
8 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Dropped 1 fund.
| Fund | Year-end value |
|---|---|
| DroppedPutnam Large Cap Growth Fund Class R Shares | $1.1M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
8 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 6 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC4 years Filed as: EMPOWER ANNUTIY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $127,792 |
LPL FINANCIAL11+ years Filed as: LPL FINANCIAL LLC Service code 55 PO BOX 509026 · SAN DIEGO, CA 92150-9026 Other Commissions | $49,851 |
Service code 99 6300 BRIDGE POINT PKWY BLDG 1 · AUSTIN, TX 78730-5097 Other Fees | $25,179 |
NBT BANK NA1 year Filed as: NBT BANK DBA THE TPA EXPERTS Service code 13 2 EXECUTIVE PARK DRIVE · BEDFORD, NH 03110 Contract Administrator | $7,500 |
Filed as: DOWNEAST PENSION SERVICES INC Service code 13 Contract Administrator | $2,500 |
DOWNEAST PENSION SERVICES, INC.11+ years Service code 13 41 CAMPUS DR · NEW GLOUCESTER, ME 04260 Contract Administrator | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
9 feature codes on the 2025 filing.
Filed February 23, 2005 (most recent of 2 filings on file).
This is a legacy paper filing. The plan administrator and contact details are only in the original filing. We have not converted them into data fields.
2 contacts
11 filings · 2015 to 2025