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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,654 | $168,635-58.1% | $147,617-52.1% | $125,389-43.7% |
| Participation rate | 60.0% | 88.8%-28.8pp | 84.6%-24.6pp | 83.2%-23.2pp |
| Annual return | -3.47% | 77.65%-81.1pp | 61.98%-65.5pp | 282.24%-285.7pp |
| Employer contribution / active EE | $3,615 | $6,252-42.2% | $5,564-35.0% | $4,866-25.7% |
| Participant deferral / active EE | $7,709 | $5,507+40.0% | $4,895+57.5% | $5,352+44.0% |
| Admin fee / account holder | $305 | $13,580-97.8% | $11,612-97.4% | $9,541-96.8% |