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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,660 | $202,342-38.9% | $172,753-28.4% | $152,909-19.1% |
| Participation rate | 53.3% | 87.1%-33.7pp | 82.6%-29.3pp | 82.5%-29.1pp |
| Annual return | 22.23% | 1029.88%-1007.6pp | 803.00%-780.8pp | 345.46%-323.2pp |
| Employer contribution / active EE | $1,898 | $5,857-67.6% | $5,144-63.1% | $4,764-60.2% |
| Participant deferral / active EE | $4,681 | $5,948-21.3% | $5,198-9.9% | $5,851-20.0% |
| Admin fee / account holder | $1,077 | $17,112-93.7% | $13,956-92.3% | $11,601-90.7% |