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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,918 | $180,459-48.0% | $154,108-39.1% | $135,380-30.6% |
| Participation rate | 64.3% | 87.4%-23.1pp | 83.0%-18.8pp | 82.6%-18.4pp |
| Annual return | -8.53% | 888.21%-896.7pp | 735.21%-743.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,888 | $6,035-68.7% | $5,298-64.4% | $4,779-60.5% |
| Participant deferral / active EE | $4,945 | $5,806-14.8% | $5,081-2.7% | $5,609-11.8% |
| Admin fee / account holder | $313 | $16,145-98.1% | $13,411-97.7% | $10,828-97.1% |