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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,543 | $209,422-28.1% | $178,503-15.7% | $158,982-5.3% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 15.42% | 188.81%-173.4pp | 151.12%-135.7pp | 302.99%-287.6pp |
| Employer contribution / active EE | $1,324 | $5,707-76.8% | $5,011-73.6% | $4,763-72.2% |
| Participant deferral / active EE | $4,033 | $5,955-32.3% | $5,202-22.5% | $5,983-32.6% |
| Admin fee / account holder | $767 | $17,079-95.5% | $13,987-94.5% | $11,252-93.2% |