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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,926 | $99,345-53.8% | $84,753-45.8% | $273,972-83.2% |
| Participation rate | 94.1% | 80.7%+13.4pp | 76.6%+17.5pp | 83.0%+11.1pp |
| Annual return | -0.24% | 22.93%-23.2pp | 22.78%-23.0pp | 41.46%-41.7pp |
| Employer contribution / active EE | $1,011 | $4,214-76.0% | $3,574-71.7% | $4,869-79.2% |
| Participant deferral / active EE | $2,324 | $4,270-45.6% | $3,712-37.4% | $5,287-56.0% |
| Admin fee / account holder | $7,301 | $6,645+9.9% | $5,333+36.9% | $10,133-27.9% |