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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,451 | $115,814-58.2% | $101,275-52.2% | $158,982-69.5% |
| Participation rate | 78.9% | 79.4%-0.4pp | 75.8%+3.1pp | 82.0%-3.0pp |
| Annual return | -7.99% | 56.16%-64.1pp | 46.48%-54.5pp | 302.99%-311.0pp |
| Employer contribution / active EE | $757 | $4,176-81.9% | $3,660-79.3% | $4,763-84.1% |
| Participant deferral / active EE | $1,714 | $4,958-65.4% | $4,371-60.8% | $5,983-71.3% |
| Admin fee / account holder | $574 | $7,249-92.1% | $5,948-90.4% | $11,252-94.9% |