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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,309 | $133,998-32.6% | $112,263-19.6% | $134,545-32.9% |
| Participation rate | 94.4% | 78.6%+15.9pp | 75.1%+19.4pp | 81.2%+13.2pp |
| Annual return | 8.00% | 47.17%-39.2pp | 27.49%-19.5pp | 418.37%-410.4pp |
| Employer contribution / active EE | $899 | $4,040-77.8% | $3,636-75.3% | $4,742-81.0% |
| Participant deferral / active EE | $2,097 | $5,292-60.4% | $4,729-55.7% | $6,401-67.2% |
| Admin fee / account holder | $1,805 | $7,493-75.9% | $6,410-71.8% | $11,431-84.2% |