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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,396 | $129,737-34.9% | $119,126-29.2% | $154,746-45.5% |
| Participation rate | 85.0% | 78.9%+6.1pp | 75.8%+9.2pp | 80.7%+4.3pp |
| Annual return | 4.98% | 379.08%-374.1pp | 282.11%-277.1pp | 172.34%-167.4pp |
| Employer contribution / active EE | $1,109 | $4,375-74.6% | $4,034-72.5% | $4,379-74.7% |
| Participant deferral / active EE | $2,684 | $5,842-54.1% | $5,318-49.5% | $6,730-60.1% |
| Admin fee / account holder | $930 | $11,961-92.2% | $10,693-91.3% | $14,365-93.5% |