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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,423 | $145,431-66.7% | $211,142-77.1% | $87,485-44.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 11.31% | 27.21%-15.9pp | 46.84%-35.5pp | 26.06%-14.8pp |
| Employer contribution / active EE | $4,833 | $4,662+3.7% | $6,442-25.0% | $2,596+86.2% |
| Participant deferral / active EE | $3,376 | $6,859-50.8% | $9,284-63.6% | $4,274-21.0% |
| Admin fee / account holder | $10,885 | $17,052-36.2% | $19,076-42.9% | $7,775+40.0% |