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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,423 | $149,446-67.6% | $256,809-81.1% | $94,015-48.5% |
| Participation rate | 100.0% | 85.3%+14.7pp | 88.5%+11.5pp | 70.8%+29.2pp |
| Annual return | 11.31% | 17.55%-6.2pp | 32.73%-21.4pp | 17.84%-6.5pp |
| Employer contribution / active EE | $4,833 | $4,596+5.2% | $7,263-33.5% | $2,790+73.2% |
| Participant deferral / active EE | $3,376 | $6,491-48.0% | $9,520-64.5% | $4,249-20.5% |
| Admin fee / account holder | $10,885 | $24,035-54.7% | $25,146-56.7% | $8,951+21.6% |