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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,423 | $146,267-66.9% | $197,124-75.4% | $82,448-41.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 11.31% | 29.61%-18.3pp | 44.34%-33.0pp | 41.64%-30.3pp |
| Employer contribution / active EE | $4,833 | $4,723+2.3% | $6,227-22.4% | $2,551+89.5% |
| Participant deferral / active EE | $3,376 | $7,035-52.0% | $9,135-63.0% | $4,139-18.4% |
| Admin fee / account holder | $10,885 | $14,422-24.5% | $16,298-33.2% | $7,234+50.5% |